sutton bank visa commercial cardsutton bank visa commercial card

After diligently researching his targets for some time, the attacker will develop a few scam scenarios that might work. All software vendors regularly provide patches and updates to their products to correct security problems and improve functionality. SUTTON BANK PREPAID RULE SHORT FORM DISCLOSURE, Fees associated with your Majority Prepaid Visa Card, 2. The Card will remain the property of the Issuer and must be surrendered upon demand. Section headings in this Agreement are for convenience of reference only, and shall not govern the interpretation of any provision of this Agreement. The Card is not a device that accesses money in an individual checking or savings account. * Rewards offers are subject to approval. Upgrade Visa Card with Cash Rewards. You must notify us to revoke permission for any person you previously authorized to use Card information or have access to your account. You must contact us at once if you believe your Card or PIN has been lost or stolen, or that someone has transferred or may transfer money from your Card Account (for example by using your Card) without your permission. The Cancellation will not affect any of our rights or your obligations arising under this Agreement before the Card was cancelled. Skip to main content . When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer. Score Some Rewards. If you do not promptly add sufficient funds to your Card Account to cover the negative balance, in addition to any other remedies or actions, we may cancel your Card and Card Account and pursue collection. You will need to tell us: 2. Requests for address or name changes may be subject to additional verification requirements. If any portion of this arbitration provision is deemed invalid or unenforceable, the remaining portions shall nevertheless remain in force. Limitation of Liability and Indemnification. In addition, we remind you that the Card and the related services descried herein are made available exclusively to the customers of Majority USA, LLC and that the services provided by that company are subject to the subscription fee as set out in the Majority Terms of Services. The Card is issued by the Bank. In some cases we may follow up and request company bank statements or additional . The Card is not a credit card. For any other exception stated in our Agreement with you or by applicable law. THIS AGREEMENT CONTAINS AN ARBITRATION PROVISION (ARBITRATION SECTION) REQUIRING ALL CLAIMS TO BE RESOLVED BY WAY OF BINDING ARBITRATION. Any translation of this Agreement is provided for your convenience. Our 5-star customer service team is here to answer any questions you may have. Can I customize the card with my business logo? Lost or Stolen Cards/Unauthorized Transfers. You are required to notify us immediately if you believe the Card is lost or stolen. Payments are then sent to fraudulent bank accounts. About Your Card and this Cardholder Agreement. Your Card will not be available for activation until Sutton Bank has verified your identity. The funds associated with the Card do not expire. The employees are targeted in order to obtain personally identifiable information (PII) or tax statements of employees and executives, important data that can be used in future attacks. Business Email Compromise (BEC)is a type oftargeted scamin which anattacker impersonates a company executive or high-level employeewith the intent ofdefrauding or extracting sensitive datafrom the company or its partners. We may revoke or suspend your Card or any features or services of your Card at any time without cause or notice. Perfect for All Occasions. The funds subject to the hold will not be available to you for any other purpose until the merchant sends us the final transaction amount. Control physical accessPrevent access or use of business computers by unauthorized individuals. You Should also make sure to update your security software regularly and keep a backup of your data. Small businesses are attractive targets because they have information that cybercriminals want, and they typically lack the security infrastructure of larger businesses. Developed by the DHS Cybersecurity and Infrastructure Agency (CISA), this toolkit will help you raise awareness and reduce the impacts of supply chain risks. Once we receive the final transaction amount, it may take up to seven (7) days for the hold to be removed. . You also have the right to obtain at least 24 months of written history of account transactions by calling 1-855-553-3388, or by writing us at MAJORITY USA, LLC, 9801 Bissonnet Street, Suite V, Houston, Texas 77036, USA, Attn: Customer Support. You agree to present your Card and meet identification requirements to complete load transactions as may be required from time to time. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by the Card Network from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate the Card Network itself receives, or the government-mandated rate in effect for the applicable central processing date. issuer name / bank card brand card type card level; 425755: united states: sutton bank : visa debit prepaid 450812: united states: sutton bank : visa debit prepaid 452283: united states: sutton bank : visa credit classic 470199: united states: sutton bank : visa debit prepaid 472001: united states: sutton bank : visa debit business 479146 . Organizations must have complete policies and methods for communicating with their constituents, workers, and stakeholders, as well as the general public, in order to be successful. Access spending data through convenient web access for exceptional program reporting. As a result, every job in the organization is responsible for cybersecurity knowledge and abilities. You may not permit another person to have access to your Card or Card number. Any translation provided may not accurately represent the information in the original English. It is your responsibility to check the Agreement periodically for changes. Bank of America normally charges a $5 ATM fee. Customer Service Number: 1 (855)-553 3388. The attackers pretend to be suppliers requesting fund transfers for payments to an account owned by fraudsters. Read More Business Details. . Cyber Hygiene Vulnerability ScanningDHS also offers freecyber hygiene vulnerability scanningfor small businesses. No cash or ATM access. Our commercial card is compatible with most Expense Management System providers in the market place where we are able to send enhanced data (dependent on travel management company enablement). Find the best card for your small business. 37. You may also have additional security obligations related to agreements with your bank or processor. Configure all software to install updates automatically. Malware can include viruses and ransomware. We remind you that the offering and provision of the Card and the related services set out in this Agreement are conditioned upon that you are an existing customer of Majority USA, LLC and permitted by Majority USA, LLC or otherwise eligible to acquire services under the Majority Terms of Service. If you have a Wi-Fi network, make sure it is secure and hidden. Product. Please contact your product specialist for further information. 1. Square Checking is provided by Sutton Bank, Member FDIC. If your Card Account is in good standing and you have available funds on the Card, we will issue you a new Card upon expiration. (419) 756-2449. Annual rate from 6.99 % p.a. In that event, we may try to contact you at the address shown in our records. Balance Transfer Fee. See our Rewards Terms and Conditions for, Best Business Credit Cards Comparison Tool. Making you successful is our priority. If you do provide access to your Card or Card number, you are liable for all transactions incurred with the Card or Card number. You can also replace your Card by contacting our Customer Service (contact details at the very top). a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. The arbitrators award will be binding and final. Phone Numbers. You may add funds to your Card Account, called loading, by: (i) Automated Clearing House (ACH) loads up to $5,000 per month, minimum $20 per load, maximum $5,000 per day with a limit of 5 transactions per day; (ii) credit or debit card loads up to $500 per transaction, $500 per day, $5,000 per month with a limit of 5 transactions per day and a minimum of $20 per load; (iii) direct deposit loads up to $5,000 per day, $10,000 per month, with a limit of 3 transactions per day; (iv) federal transaction direct deposit loads from the IRS Treasury up to $10,000 per day; and (v) loading cash through one of our reload locations up to $500 per transaction, $2,500 per day, $5,000 per month with a maximum of 5 reloads per day. According to a recent SBA survey, 88% of small business owners felt their business was vulnerable to a cyber-attack. Copies of the documents used in the investigation may be obtained by contacting Customer Service. Online: To use the virtual card online, shoppers simply need to enter their card details at checkout just like they would any other debit or credit card. Both Mastercard and Visa assist in emergency replacement cards and cash advance, anywhere in the world 24/7. Reduce purchasing . This Agreement is effective April 01, 2021. This Privacy Policy also tells how you can (i) limit the ways we share, or (ii) request corrections to the information we maintain about you. MoneyIQ Financial Literacy and Education Center, Protecting sensitive customer and vendor information. You are responsible for keeping track of your Card Account available balance. If you do not have enough funds available in your Card Account for the amount authorized by you, your transaction will be declined. - Review Transaction History. Any references to days found in this Agreement are calendar days unless indicated otherwise. BEC attacks have a high success rate not because they are so technologically sophisticated, but because they are exploiting human vulnerabilities, like a response to authority, schedule, or even tiredness. The Revenued Business Card Visa Commercial Card is powered by Marqeta. Tell me more. Program management. In connection to these actions, we may need certain information from you, such as your full name, Card number and transaction history details. Card. Why you believe there is an error, and the dollar amount involved, 3. If you obtain your funds or make a purchase in a currency other than the currency in which your Card was issued, the Bank may assess a foreign currency conversion fee of 3% of the transaction amount and will retain this amount as compensation for its services. After your Card Account is opened, we may ask again to see a copy of your drivers license or other identifying documents at any time if we deem is necessary to verify your identity, address, or transactions on your Card Account. Use at Millions of Locations Worldwide. Visit the one-stop shop for learning about doing business in Ohio. 55 day interest-free period on all purchases. These may change or we may introduce new ones in the future. For customer service or additional information regarding your Card, please visit the help and support sections available in the App or on the Website (https://www.majority.com) or contact Customer Service by phone. Additional Contact Information. Please be advised that you may experience difficulties using your Card at unattended vending machines, kiosks, and gas station pumps. Score Some Rewards. Approximately when the error took place. Amendment, Suspension and Cancellation. If you make your email account available to any other individual, you agree that you are responsible for any release of any Account information to such individual. ARBITRATION OF YOUR CLAIM IS MANDATORY AND BINDING. Apply for the right card and see what a difference we can make. TO THE EXTENT PERMITTED BY LAW, YOU AGREE THAT YOUR RECOVERY FOR ANY ALLEGED NEGLIGENCE OR MISCONDUCT BY US SHALL BE LIMITED TO THE TOTAL AMOUNT LOADED ON THE CARD. PLEASE VISIT https://www.majority.com (THE WEBSITE) TO VIEW, PRINT, AND SAVE THIS AGREEMENT AND https://www.suttonbank.com/_/kcms-doc/85/49033/WK-Privacy-Disclosure-1218.pdf TO VIEW, PRINT, AND SAVE OUR PRIVACY POLICY. The Card is not connected in any way to any other account. We may also ask to see a copy of your drivers license or other identifying documents. This Sutton Bank Cardholder Agreement (" Agreement ") constitutes the agreement between you, and Sutton Bank Attica, Ohio (" Sutton Bank " or " Issuer "), a FDIC insured member institution, outlining . Perfect for startups launching a card program. These transaction limit amounts may be lower when your card is not present, such as an online transaction. You can also set up direct deposits to your account and get a debit card. If we ask you to put your complaint or question in writing and you do not provide it within ten (10) business days, we may not credit your Card. We are not responsible for any such fee and they will be deducted from the balance of the Card, along with the withdrawal or transaction amount. Besides no annual fees, this card also doesn't come with any activation or maintenance fees, making it a perfect cost-effective . Any request for a return of funds shall be processed within a reasonable period of time after your request. If any transactions cause the available balance in your Card Account to go negative, including any purchase transactions where the retailer or merchant does not request authorization, you shall remain fully liable to us for the amount of any negative balance and any corresponding transaction fees. Malware (malicious software) is an umbrella term that refers to software intentionally designed to cause damage to a computer, server, client, or computer network. You agree to act responsibly with regard to our App and Website and its use. BY ACTIVATING YOUR CARD OR PARTICIPATING IN THE PROGRAM IN ANY WAY, YOU REPRESENT THAT YOU HAVE READ AND UNDERSTAND THIS AGREEMENT AND YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT AND OUR PRIVACY POLICY. Merchant Holds on Available Funds. We must allow you to report an error until sixty (60) days after the earlier of the date you electronically access your Card Account, if the error could be viewed in your electronic history. Over the last seven years, Sutton has focused on providing corporate banking services to fintech. What this means for you: when you apply for a Card, we will ask for your name, address, date of birth, and other information that will allow us to identify you. Now, if you are Cashing Out from your CA the instant option uses the card network to your linked Debit card, like a merchant making a refund . The Revenued Business Card Visa Commercial Card is powered by Marqeta. In addition to the currency conversion charge, we will impose a charge equal to 3% of the transaction amount (including credits and reversals) for each transaction (U.S. or foreign currency) that you conduct at merchants (including foreign websites) outside the United States. If you have any objections, complaints or disputes which relates to your contractual relationship with a merchant from whom goods or services were purchased (by using the Card), you shall address and handle this directly with that particular merchant; more specifically, we are not responsible for the delivery, quality, safety, legality, or any other aspects of goods or services that you purchase with the Card. If you make a purchase using your Card in a currency other than in U.S. dollars, the amount deducted from the available funds in the Card Account will be converted by Visa into U.S. dollars. Any claim, dispute, or controversy (Claim) between you and us arising out of or relating in any way to this Agreement, your Card, your acquisition of the Card, your usage of the Card, or transactions on the Card, no matter how described, pleaded or styled, shall be finally and exclusively resolved by binding confidential individual arbitration conducted by the American Arbitration Association (AAA) under its Consumer Arbitration Rules in your state of residence at a location that is reasonably convenient for both parties. Secure payment processingWork with your banks or card processors to ensure the most trusted and validated tools and anti-fraud services are being used. Upon your request, we will issue you a replacement Card. After the code is run, your computer may become infected with malware. If you obtain your funds or make a purchase in a currency other than the currency in which your Card was issued, the amount deducted from your funds will be converted by the Card Network into an amount in the currency of your Card. We value their cutting-edge technology, reliability, and easy to use platform APIs.. The Federal Reserve and Business Payment Coalition has created the Small Business Payments Toolkit so that you can see the benefits of using electronic payment types, as well as practical fraud prevention including mitigation tips and education and training for employees to avoid payments fraud. They often target small-to-medium-sized businesses because these businesses often do not use dual controls on their accounts nor have they adopted a strong information security posture. For Westpac issued products, conditions, fees and charges apply. We may transfer our rights under this Agreement. These types of requests are done usually through email or phone and take place at the end of the business day when the victim is tired and less focused. The PIN must be used on all automated teller machine (ATM) transactions and PIN transactions. FOR QUESTIONS OR ASSISTANCE, PLEASE CONTACT CUSTOMER SERVICE AT 1 (855) 553-3388, 1. The Ramp Visa Commercial Card and the Ramp Visa Corporate Card are issued by Sutton Bank and Celtic Bank (Members FDIC), respectively. You will not receive any interest on your funds in the Card Account. 29. All funds associated with the Card shall be held in an account with the Issuer, with the balance of such funds to be reduced through your use of such funds or through the imposition of fees and other charges in accordance with the terms and conditions of this Agreement. The Card issued to you by Sutton Bank enables you to make certain electronic fund transfers to and from your prepaid Card Account with Sutton Bank. Fast, free, and easy-to-use debit card; Select from a variety of fantastic debit card rewards through My Sutton Rewards; Safer than carrying cash; More convenient and safer than checks; Eliminate cost of purchasing checks; Make purchases anywhere Visa is accepted; 24/7 access to funds via ATMs free at Sutton branches The Upgrade Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Get more info.

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